Privacy Policy

GimBooks Pay

EFFECTIVE DATE: 5th May, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Gim Info Solutions Private Limited (“Company”).

("GimBooks Pay," "we," "us," or "our") is committed to protecting the privacy of our users ("User" or "you") of the GimBooks Pay Android application ("App"). This Privacy Policy applies to the App and all products and services offered by Gim Info Solutions Private Limited.

1. Information Collection and Use

We collect three types of information from Users:

  1. Personal Information: We may collect personal identification information from users in various ways, including, but not limited to, when users install our App, register on the App, respond to a survey, fill out a form, and in connection with other activities, services, features, or resources we make available on our App. The specific personal information we collect may include your name and phone number. We collect this information only with your consent. 

  1. Information from Signzy: The Company allows you to create an account and log in to use the Service through Digilocker. We collect Aadhaar information, and PAN details from Digilocker. Signzy is a third party that provides PII (Personal Identifiable Information).

  1. How We Use Collected Information: We may collect and use Users' personal information for the following purposes: 

Special Data Collection for BBPS:

  1. In order to provide you with seamless Bill Payment services via the Bharat Bill Payment System (BBPS), we collect the following additional data points:

   2. .Data  Sharing and Disclosure (BBPS Specific):

        We are required to share your data with third parties to successfully process your BBPS transactions. By using         this service, you explicitly consent to the sharing of your data with:

    3. Data Security and Localization Compliance:

        In adherence to the extant guidelines issued by the Reserve Bank of India (RBI) and NPCI/NBBL, all payment         transaction data processed through our BBPS partnership is securely stored within India. We and our BBPOU         partner implement industry-standard encryption and security protocols as prescribed by the BBPS security         standards to protect your confidential information from unauthorized access or disclosure.

2. Protection of Information

        We adopt appropriate data collection, storage, and processing practices and security measures to protect         against unauthorized access, alteration, disclosure, or destruction of your personal information, username,         password, transaction information, and data stored on our App.

        We follow PCI-DSS guidelines to protect users PII like credit card details, credentials & application data using         strong encryption while storing and transmitting information only if users allow us to store the data for the         purpose resolving grievances if any arises.

3. Sharing Your Personal Information

        We do not sell, trade, or rent Users' personal identification information to others. We may share generic         aggregated demographic information not linked to any personal identification information regarding visitors and         users with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

4. Permissions Required

        GimBooks Pay requires several permissions to function effectively in protecting you from online threats. Here's a         breakdown of each permission and why it's necessary:

5. Law enforcement

       Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so        by law or in response to valid requests by public authorities (e.g. a court or a government agency).

6. Other legal requirements

     The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

7. Changes to this Privacy Policy

     We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy      Policy on this page.

     We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective      and update the "Effective Date" at the top of this Privacy Policy.

     You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are      effective when they are posted on this page.

8. CONTACTING US

     In order to resolve a complaint regarding the Services or to receive further information regarding the use of the      Services, please contact us at:

     Email: You can contact us via email at support@gimbooks.com . Please feel free to send us an email with your      queries, feedback, or requests, and we'll make sure to respond to you promptly.

     Website: Alternatively, you can visit our website at https://www.gimbooks.com/gimbooks-pay/ for additional      information, updates, and resources. Our website serves as a central hub where you can learn more about our      services, company, and policies.

     Feedback Form: We value your input and strive to continuously improve our services. If you prefer to provide      feedback or submit inquiries through a form, you can do so by visiting the "Contact Us" page on our website.      Simply fill out the form with your details and message, and we'll get back to you as soon as possible.

     Social Media: Connect with us on social media platforms to stay updated on news, announcements, and events.       You can find us on Facebook, Instagram and Linkedin. Feel free to send us direct messages or engage with our       posts.

     Customer Support: For immediate assistance or technical support related to our services, please reach out to our      customer support team. You can find contact details for our support representatives on our website or within the      app. We're committed to providing timely and effective support to address any issues you may encounter.

     Privacy Concerns: If you have specific concerns about your privacy or the handling of your personal data, please      don't hesitate to contact our privacy team. You can reach our privacy specialists by emailing      support@gimbooks.com. Rest assured that your privacy-related inquiries will be handled with the utmost care and      attention.

     Office Address: If you prefer traditional correspondence or need to reach us by mail, you can send letters or      packages to our office address:

     GIM INFO SOLUTIONS PVT. LTD.

     Address: 3rd Floor, GimBooks Office, New Bharat Sweets Building, opp. BTI Ground, Shankar Nagar

     Raipur, 492004

     Chhattisgarh, India.

     We appreciate your feedback, and thank you for choosing GimBooks Pay. Your satisfaction and trust are of      paramount importance to us, and we're dedicated to providing exceptional service and support to meet your needs.

Retention for Disputes

We will retain specific transaction data, including the BBPS Transaction Reference Number and complaint logs, for a minimum period mandated by NPCI and RBI (typically 8 years). This retention is mandatory to facilitate the investigation and resolution of any payment disputes, chargebacks, or delayed refunds through the formal BBPS Dispute Management System.

Disclaimer

All information disclosed by You shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity/ genuineness/ misrepresentation/ fraud/ negligence, etc. of the information disclosed shall lie with the Company nor will the Company in any way be responsible to verify any information obtained from You.