GST Rates in India 2026: Updated Complete List (Effective 22 September 2025)

Staying updated with GST rates is essential for every business operating in India. The government revised GST rates effective from 22 September 2025, and these changes continue to impact pricing, compliance, and invoicing in 2026.

This guide provides a complete and updated overview of the GST rate structure, slab-wise classification, and HSN-wise changes, along with their impact on businesses and consumers. Whether you are an MSME, retailer, or service provider, understanding these updates is crucial for accurate billing, tax compliance, and better financial planning.

New GST Rates List- Changes and Impact of new GST Rates on Common Man

It is important to stay updated on GST rate changes if you operate a business in India. The Government of India introduced revised GST rates effective from 22 September 2025, which continue to be relevant in 2026 for compliance, pricing, and invoicing updates. These changes impact multiple sectors including MSMEs, retail, manufacturing, and service providers.

What is GST, and How Does it Work in India?

The Goods and Services Tax (GST) has a single tax system implemented on the supply of goods and services, streamlining taxation.

What is the GST Structure and the 4 main GST Slabs?

The GST Structure:

GST Structure in India

GST Type

Full Form

Collected By

Applies To

CGST

Central Goods & Services Tax

Central Government

Intra-state sales (within the same state)

SGST

State Goods & Services Tax

State Government

Intra-state sales (within the same state)

IGST

Integrated Goods & Services Tax

Central Government

Inter-state sales (between different states)


GST Tax Slabs

Tax Slab

Rate

Example Items

Exempt

0%

Fresh fruits, vegetables, milk, curd, bread, essential unbranded food items

Lower Slab

5%

Essential goods, edible oils, tea, sugar, select footwear, basic FMCG items

Standard Slab

18%

Soaps, toothpaste, electronics, most services, clothing above threshold

Luxury / Sin Goods

Up to 40% (including cess where applicable)

Tobacco products, aerated drinks, luxury cars, betting/gaming services

👉 Note: Some categories may include compensation cess depending on product classification.

 To avoid mistakes in filing, it is essential to know which rate applies to your product or service.

Changes in GST Rates HSN-wise

For GST rates for HSN chapters along with HSN codes, new GST rates, and old GST rates, follow the table for Changes in GST Rates HSN-wise (Updated for 2025–2026 applicability):

HSN Chapter No. Chapter Name Old GST Rate New GST Rate (Effective Sept 22, 2025) Notes
1 Live Animals, Bovine & Poultry 5% 0% UHT milk, paneer, roti, khakra now tax-free.
2 Meat & Edible Offal of Animals 5% 0% Essentials exempt.
3 Fish Meat & Fillets 5% 0% Fresh seafood exempt.
4 Eggs, Honey & Milk Products 5–12% 0–5% Condensed milk exempt, butter/ghee/cheese at 5%.
17 Sugar, Jaggery, Honey & Bubble Gums 5–18% 5% Sugar steady, chocolates shifted to 5%.
18 Chocolate & Cocoa Products 18% 5% Chocolates much cheaper.
19 Pizza, Cake, Bread, Pasta & Waffles 12–18% 5% Bread, pizza base, pasta now under 5%.
22 Water – Mineral & Aerated 18%–28% 18%–40% Aerated drinks hiked to 40%.
30 Drugs & Pharmaceuticals 12% 0–5% Life-saving drugs exempt, others at 5%.
33 Essential Oils, Beauty Products 18% 5% Shampoos, powders, hair oils down to 5%.
34 Soaps, Waxes, Polish Products 18% 5% Household cleaning cheaper.
40 Rubber, Plates, Condensed Milk (mixed items) 12–18% 5–18% Industrial rubber unchanged, food-related shifted down.
61–62 Apparel & Clothing 12% 5% up to ₹2,500, 18% above Budget wear cheaper, premium costlier.
64 Footwear (Shoes, Sandals, Sports Shoes, etc.) 18% 5% up to ₹2,500, 18% above ₹2,500 Footwear is taxed based on value threshold. Budget footwear (≤ ₹2,500) attracts 5% GST; premium footwear (> ₹2,500) attracts 18% GST.
71 Pearls, Diamonds, Gold, Platinum 3% 3% No change.
86 Railway Locomotives & Parts 12% 5% Railway equipment cheaper.
87 Tractors & Motor Vehicles 28% 18–40% Small cars at 18%, luxury cars/bikes at 40%.
90 Medical, Chemical & Astronomy 12%–18% 0–5% Medical kits, bandages now 5% or Nil.
92 Musical Instruments 18% 18% No change.
94 Furniture, Bedding & Lighting 18% 18% No change.
95 Children Toys, Table & Board Games & Sports Goods 12–18% 12–18% No major change.
98–99 Services 5–28% Mostly unchanged Telecom 18%, online gaming/betting hiked to 40%.

Key takeaways:

  • Luxury goods and high-value services continue at 28%.
  • Understanding which rate applies to your product or service is crucial to avoid errors in invoicing and filing.
  • Businesses should double-check specific product classifications in the official gst rate in India notification to avoid mismatches.

Effects of New GST Rates on Small Businesses

Here's how pricing, invoicing, and profitability are all impacted by the new GST rates:

Pricing Strategy: If the GST slab increases, adjust the prices of your products for consumers. Reducing rates can help you to provide competitive pricing.

Billing and Invoices: As of September 22, 2025, invoices must be prepared using the updated GST rates. Using old GST rates can lead to compliance issues.

Here’s an example of the after and before effects of the GST Bill as per the new GST rates:

Item Base Price (₹) Old GST Rate Old Final Price (₹) New GST Rate New Final Price (₹) Impact
Denim Jacket (₹3,000) 3,000 12% 3,360 18% 3,540 +₹180 costlier
Casual Shoes (₹1,800) 1,800 18% 2,124 5% 1,890 –₹234 cheaper
Smartphone (₹20,000) 20,000 18% 23,600 18% 23,600 ⏸️ No change
Refrigerator (₹20,000) 20,000 28% 25,600 18% 23,600 –₹2,000 cheaper
Hair Oil (₹200) 200 18% 236 5% 210 –₹26 cheaper
Luxury Car (₹20,00,000) 20,00,000 28% + cess (~40%) 28,00,000 40% flat 28,00,000 (same or slightly higher depending on cess rules) ❌ Costlier / unchanged
Cancer Medicine (₹5,000) 5,000 12% 5,600 0% 5,000 –₹600 cheaper
IPL Ticket (₹1,000) 1,000 28% 1,280 40% 1,400 +₹120 costlier

Cash Flow Management: Your input tax credit is impacted by the new GST rates, which in turn affects your overall cash flow.

Sector-Specific Adjustments: Due to changes in GST rates in 2025, certain sectors such as luxury goods, telecommunications, and hospitality face changes in their profit margins.

Tip: Use GST-compliant accounting software updated with new GST rates as per 22 September. It can help MSMEs save time, cut down on errors, and automate these updates.

GST Rates Effective from 22 September 2025:

Category / Product Earlier GST Rate New GST Rate (Effective 22 Sep 2025) Notes / Change
Pens 12% 5% Stationery cheaper
Packaging containers / boxes 12% 5% Packaging cost reduced
Renewable energy devices (select) 12% 5% Boost for green energy sector .
Printed materials / Recorded media 12% 5% Books, media etc. cheaper .
Railway goods & parts (Ch 86) 12% 5% Relief for rail-transported goods .
Vehicles retrofitted for disabilities ~12% 5% Social welfare move .
Cancer treatment drugs (e.g., Keytruda) 12% 0% (Exempt) Life-saving drugs exempt .
Border haat goods N/A 0% Trade at Indo-Bangladesh border exempt .
Life-saving medicines & devices 5–12% 0–5% Major relief for healthcare .
Essential food items (milk, paneer, khakra etc.) 5% 0% Now fully exempt .
Dairy products (butter, ghee, cheese, spreads) 12–18% 5% Cheaper dairy fats .
Chocolates & Pasta 18% 5% Big reduction .
Personal care essentials (hair oil, shampoo etc.) 18% 5% Everyday products cheaper .
Utensils 12% 5% Relief for households .
Baby care items (diapers, bottles) 12% 5% Infant products cheaper .
Maps, Charts, Notebooks, Pencils etc. 12% / 5% Nil Education supplies exempt .
Consumer durables (AC, fridge, TV >32”) 28% 18% Electronics cheaper
Mobiles & TVs ≤32” 18% 18% (unchanged) No change.
Small cars / automobiles (≤ size threshold) 28% 18% Small cars cheaper .
Luxury & premium cars 28% + cess 40% Higher taxation .
Premium motorcycles >350cc 28% + cess 40% Luxury category .
Aerated/carbonated beverages 28% + cess 40% Sin goods taxed more .
Admission to sports events / gaming / casinos 28% 40% Costlier tickets & gaming .
Precious metals / jewellery 3% (unchanged small rates) 3% Nominal rate continues .
Tobacco 28% + cess 28% + cess (unchanged) No change until cess settlement .
Apparel ≤ ₹1,000 5% 5% No change.
Apparel ₹1,001–₹2,500 12% 5% Mid-range clothes cheaper .
Apparel > ₹2,500 12% 18% Premium clothing costlier .
Denim jackets 12% (if >₹1,000) 5% (≤₹2,500) / 18% (>₹2,500) Budget denim cheaper, premium denim costlier.
Footwear (sports, mesh, leather, canvas) 18% (flat earlier) 5% (≤₹2,500) / 18% (>₹2,500) Big relief for affordable shoes .
Slippers / Chappals (rubber/synthetic) 18% (since Jan 2022) 5% (≤₹2,500) / 18% (>₹2,500) Restored to lower rate for budget footwear.
Sandals / Floaters 18% 5% (≤₹2,500) / 18% (>₹2,500) Dual-rate structure applied.
Restaurants (non-AC, takeaway) 5% 5% No change.
AC Restaurants & Hotels (mid-range) 12% 12% No change.
Luxury Hotels (>₹7,500 tariff) 28% 18% Significant reduction .
Cosmetics (Personal care & hygiene products) 18% 5% (select essential hygiene items only) / 18% (most cosmetics) Basic hygiene items may fall under lower slab; most cosmetics and skincare products remain at 18% depending on HSN classification

Implementation Timeline for GST Rates in India:

  • GST rate changes announced effective from 22 September 2025 apply based on invoice date and supply of goods/services.
  • Businesses must apply revised GST rates from the effective date in billing systems.
  • Certain sin goods and tobacco-related products may continue under existing GST + cess structure until government compensation cess obligations are fully settled.

Deferred Implementation GST Rates in India:

GST rate changes on pan masala, gutkha, cigarettes, chewing tobacco products like zarda, unmanufactured tobacco, and beedi will continue at the existing rates until the loan and interest payment obligations under the compensation cess account are completely discharged.

Read more- New GST invoice template.

New GST Rates India 2026 - (Indicative Category-wise Overview 2026)

Category

Old Rate

New Rate

Notes

Essential Food Items

5%

0–5%

Depends on product classification

Footwear ≤ ₹2,500

18%

5%

Lower-cost footwear benefit

Chocolates & Packaged Food

18%

5%

Reduced slab on select FMCG

Luxury Cars

28% + cess

Up to 40%

Includes cess-based taxation

Life-saving Drugs

12%

0%

Exempt / Nil rated items

How to Stay Compliant with New GST Rates.

Small businesses can guarantee compliance in the following ways:

✅ New Accounting Software: Make sure your accounting and billing software has been updated with the new GST rates.

✅ Verify Vendor Bills: Verify that your suppliers are also using the correct GST rate to avoid inconsistencies in input tax credits.

✅Inform Staff: Keep staff informed about applying the correct rates in invoices; your finance and sales teams need to be informed of the new GST rates.

✅ Track Notifications: Stay updated on any information on GST from the government.

Tips: GimBooks automatically update GST rates in accounting entries and invoices, which makes it simpler for MSMEs, SMEs, and SMBs to comply.

Explore more
Labour Charges HSN Code 9985
Construction Services, Work Contract HSN Code 9954
Transportation HSN Code 9965
Service Charge HSN Code 9983

Conclusion

The new GST rates introduce minor but impactful changes in different businesses. One must avoid the compliance problem, keep accounting statements correct, and maximize cash flow.

With GST-compliant accounting software and informing your staff about new GST rates and the changes in the GST slabs, you can operate your business smoothly.

Frequently Asked Questions on New GST Rates

1. What are the new GST rates?

The new GST rates are 0%5%, and 18%, with a higher 40% rate specifically applied to particular goods such as luxury and sin goods.

2. What are the latest changes in GST in 2026?

Recent GST updates focus on simplifying classification, reducing tax burden on essential goods, and rationalising slab structures. Many items have been shifted between slabs (5%, 18%) based on necessity and usage, while luxury and sin goods continue to attract higher tax rates including cess where applicable.

3. Do MSMEs need to update invoices after 22 September with the new GST rates?

Yes. Invoices generated on and after 22 September 2025 should reflect the new GST rates. Businesses should update billing templates, POS systems, and accounting software to avoid compliance issues.

4. What goods/services see the highest GST rate changes?

Luxury items, high-value electronics, and certain services (for example, betting/online gaming and premium event tickets) have seen the largest increases. Essentials and many everyday consumer items saw lower rates or exemptions.

5. What are 5% GST items?

Typical items in the 5% slab include many daily consumables and household essentials — packaged namkeens, sauces, bhujia, instant noodles, pasta, chocolates, cornflakes, coffee, ghee, butter, certain dairy items and similar low-margin consumer goods. Exact classification depends on HSN/description, so check the official notifications or supplier invoices for HSN-level details.